{"id":33204,"date":"2016-09-29T14:41:43","date_gmt":"2016-09-29T12:41:43","guid":{"rendered":"http:\/\/ccisv.ro\/content\/?p=33204"},"modified":"2023-06-28T11:52:02","modified_gmt":"2023-06-28T08:52:02","slug":"din-2017-doar-recuperatorii-de-creante-inregistrati-la-anpc-vor-putea-functiona-care-e-procedura-de-inregistrare","status":"publish","type":"post","link":"https:\/\/ccisv.ro\/content\/din-2017-doar-recuperatorii-de-creante-inregistrati-la-anpc-vor-putea-functiona-care-e-procedura-de-inregistrare\/","title":{"rendered":"Din 2017, doar recuperatorii de crean\u0163e \u00eenregistra\u0163i la ANPC vor putea func\u0163iona. Care e procedura de \u00eenregistrare?"},"content":{"rendered":"<p>\u00cencep\u00e2nd cu 1 ianuarie 2017, activitatea de recuperare crean\u0163e va putea fi desf\u0103\u015furat\u0103 numai de c\u0103tre entit\u0103\u0163ile \u00eenregistrate de Autoritatea Na\u0163ional\u0103 pentru Protec\u0163ia Consumatorului (ANPC), potrivit unui act normativ care va intra \u00een vigoare m\u00e2ine. De altfel, pentru a putea fi \u00eenregistrate, acestea vor trebui s\u0103 \u00eendeplineasc\u0103 anumite condi\u0163ii \u015fi s\u0103 urmeze o procedur\u0103 pe care o detaliem \u00een cele ce urmeaz\u0103. \u00cen plus, institu\u0163ia va fi \u00eendrept\u0103\u0163it\u0103 s\u0103 radieze, \u00een anumite situa\u0163ii, \u00eenregistrarea unei entit\u0103\u0163i.<\/p>\n<div class=\"articleBody\">\n<p>Prevederea conform c\u0103reia <strong>activitatea de recuperare crean\u0163e<\/strong> va putea fi desf\u0103\u015furat\u0103, de la anul, doar de c\u0103tre <strong>entit\u0103\u0163ile \u00eenregistrate la ANPC<\/strong> se reg\u0103se\u015fte \u00een cuprinsul\u00a0<em>Ordonan\u021bei de urgen\u021b\u0103 a Guvernului nr. 52\/2016 privind contractele de credit oferite consumatorilor pentru bunuri imobile, precum \u015fi pentru modificarea \u0219i completarea OUG nr. 50\/2010 privind contractele de credit pentru consumatori<\/em>, document care va intra <strong>m\u00e2ine <\/strong>\u00een vigoare \u015fi care mai stabile\u015fte, totodat\u0103, c\u0103 toate creditele \u00een valut\u0103 garantate cu imobile vor putea fi convertite \u00een orice moment &#8211; <em>detalii despre acest subiect, <a href=\"http:\/\/www.avocatnet.ro\/content\/articles\/id_42420\/avocatnet.html\" target=\"_blank\" rel=\"noopener\"><strong>aici<\/strong><\/a>.<\/em><\/p>\n<p>Pentru a se \u00eenregistra, entit\u0103\u0163ile vor trebui s\u0103 transmit\u0103 Autorit\u0103\u0163ii o <strong>cerere<\/strong>, care va fi \u00eenso\u0163it\u0103 de mai multe <strong>documente <\/strong>\u015fi informa\u0163ii, lista exact\u0103 a acestora urm\u00e2nd s\u0103 fie stabilit\u0103 prin intermediul unui act normativ elaborat de ANPC.<\/p>\n<p>\u00cen plus, exist\u0103 o serie de condi\u0163ii pe care aceste entit\u0103\u0163i vor trebui s\u0103 le \u00eendeplineasc\u0103 pentru a putea solicita \u00eenregistrarea, iar una dintre acestea stabile\u015fte c\u0103 <strong>plata salariilor angaja\u0163ilor nu trebuie s\u0103 depind\u0103 \u00een mod exclusiv de realizarea unor obiective privind recuperarea crean\u0163elor<\/strong> \u015fi nici s\u0103 nu fie raportat\u0103 exclusiv la sumele recuperate. \u00cen plus, solicitan\u0163ii sunt obliga\u0163i:<\/p>\n<ul>\n<li>s\u0103 aib\u0103 sediul social, o sucursal\u0103 sau un reprezentant \u00een Rom\u00e2nia pentru rezolvarea eventualelor litigii \u015fi pentru a r\u0103spunde contraven\u0163ional \u015fi\/ sau penal \u00een fa\u0163a autorit\u0103\u0163ilor;<\/li>\n<li>persoanele din conducerea \u015fi administrarea entit\u0103\u0163ii s\u0103 se bucure de o bun\u0103 reputa\u0163ie.<\/li>\n<\/ul>\n<p>De altfel, odat\u0103 depus\u0103 documenta\u0163ia complet\u0103, ANPC va avea la dispozi\u0163ie <strong>30 de zile<\/strong>pentru a emite \u015fi comunica solicitantului decizia cu privire la <strong>acceptarea <\/strong>sau <strong>respingerea<\/strong>cererii. \u00cen cazul unei respingeri, entitatea solicitant\u0103 are dreptul, potrivit actului normativ, de a depune o nou\u0103 cerere de \u00eenregistrare.<\/p>\n<p>De asemenea, recuperatorii de crean\u0163e \u00eenregistra\u0163i vor <strong>raporta <\/strong>c\u0103tre ANPC <strong>num\u0103rul de cazuri<\/strong> aflate \u00een curs de derulare, \u00een anumite condi\u0163ii ce vor fi stabilite tot printr-un ordin al pre\u015fedintelui Autorit\u0103\u0163ii.<\/p>\n<p>Pe l\u00e2ng\u0103 entit\u0103\u0163ile care vor ob\u0163ine \u00eenregistrarea \u00een condi\u0163iile prezentate, actul normativ stabile\u015fte c\u0103 activitatea de recuperare crean\u0163e poate fi desf\u0103\u015furat\u0103 \u015fi de <strong>creditori<\/strong>, adic\u0103 acele persoane juridice, inclusiv sucursalele institu\u0163iilor de credit \u015fi ale institu\u0163iilor financiare nebancare din str\u0103in\u0103tate, care desf\u0103\u015foar\u0103 activitate pe teritoriul Rom\u00e2niei \u015fi care acord\u0103 sau se angajeaz\u0103 s\u0103 acorde credite \u00een exerci\u0163iul activit\u0103\u0163ii sale comerciale ori profesionale.<\/p>\n<h2>C\u00e2nd poate radia ANPC \u00eenregistrarea unui recuperator de crean\u0163e<\/h2>\n<p>Actul normativ ap\u0103rut pe 20 septembrie \u00een Monitor stabile\u015fte \u015fi situa\u0163iile \u00een care ANPC poate radia \u00eenregistrarea unei entit\u0103\u0163i de recuperare crean\u0163e. Concret, acest lucru se va \u00eent\u00e2mpla dac\u0103 entitatea:<\/p>\n<ul>\n<li>renun\u0163\u0103 \u00een mod explicit la \u00eenregistrare sau nu a desf\u0103\u015furat activit\u0103\u0163i de recuperare crean\u0163e timp de \u015fase luni;<\/li>\n<li>a ob\u0163inut \u00eenregistrarea prin declara\u0163ii\u00a0false ori \u00een\u015fel\u0103toare sau prin alte mijloace nelegitime;<\/li>\n<li>nu mai \u00eendepline\u015fte cerin\u0163ele \u00een temeiul c\u0103rora a fost \u00eenregistrat;<\/li>\n<li>\u00eencalc\u0103\u00a0\u00een mod repetat prevederile legale.<\/li>\n<\/ul>\n<p><strong>Not\u0103<\/strong>: OUG nr. 52\/2016 va intra \u00een vigoare m\u00e2ine, iar informa\u0163ii despre regulile aplicabile \u00een cazul creditelor pentru bunuri imobile\u00a0g\u0103si\u0163i <a href=\"http:\/\/www.avocatnet.ro\/content\/articles\/id_42420\/avocatnet.html\" target=\"_blank\" rel=\"noopener\"><strong>aici<\/strong><\/a>. Totodat\u0103, de <a href=\"http:\/\/www.avocatnet.ro\/content\/articles\/id_44017\/Recuperatorii-de-datorii-nu-vor-mai-avea-voie-incepand-de-maine-s%C4%83-te-caute-oricand-%C8%99i-oriunde.html\" target=\"_blank\" rel=\"noopener\"><strong>aici<\/strong><\/a>\u00a0pute\u0163i afla c\u00e2nd \u015fi cum vor putea recuperatorii de crean\u0163e s\u0103 contacteze datornicii.<\/p>\n<\/div>\n<div>\u00a0Sursa: www.avocatnet.ro<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u00cencep\u00e2nd cu 1 ianuarie 2017, activitatea de recuperare crean\u0163e va putea fi desf\u0103\u015furat\u0103 numai de c\u0103tre entit\u0103\u0163ile \u00eenregistrate de Autoritatea Na\u0163ional\u0103 pentru Protec\u0163ia Consumatorului (ANPC), potrivit unui act normativ care va intra \u00een vigoare m\u00e2ine. De altfel, pentru a putea fi \u00eenregistrate, acestea vor trebui s\u0103 \u00eendeplineasc\u0103 anumite condi\u0163ii \u015fi s\u0103 urmeze o procedur\u0103 pe<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[59],"tags":[],"class_list":["post-33204","post","type-post","status-publish","format-standard","hentry","category-info-legislativ"],"_links":{"self":[{"href":"https:\/\/ccisv.ro\/content\/wp-json\/wp\/v2\/posts\/33204","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ccisv.ro\/content\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ccisv.ro\/content\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ccisv.ro\/content\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/ccisv.ro\/content\/wp-json\/wp\/v2\/comments?post=33204"}],"version-history":[{"count":2,"href":"https:\/\/ccisv.ro\/content\/wp-json\/wp\/v2\/posts\/33204\/revisions"}],"predecessor-version":[{"id":49838,"href":"https:\/\/ccisv.ro\/content\/wp-json\/wp\/v2\/posts\/33204\/revisions\/49838"}],"wp:attachment":[{"href":"https:\/\/ccisv.ro\/content\/wp-json\/wp\/v2\/media?parent=33204"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ccisv.ro\/content\/wp-json\/wp\/v2\/categories?post=33204"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ccisv.ro\/content\/wp-json\/wp\/v2\/tags?post=33204"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}